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Insurance scholars have typically used moral hazard to refer to the increased loss due to unintentional carelessness and insurance fraud to refer to increased risk due to intentional carelessness or indifference.
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The company’s main attention is on the life insurance packages with products ranging from family protection, unit-link insurance plans, and savings policies among others. Though its main business is in the life insurance products, the company is also known for its good performance in dealing with a non-life segment. Zurich Insurance Group issues policies for life insurance, as well as for the property and casualty market.
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Bajaj Allianz Life Insurance Company Limited is one of India's leading Life Insurance companies.
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